Latest blog posts

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  Tools And GuidesHow does a second mortgage work?

  Most homeowners pay for their homes by taking out a mortgage, which they repay by making payments over time. Loan payments that are made toward the mortgage principal build up equity in your home, increasing the percentage of the home that you actually own.

  

  Barron Ernst, Head of Product  article author

  December 18, 2019
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  Tools And GuidesHow do I qualify for a mortgage?

  Most people don’t have the cash to buy a house outright, so they must take out a mortgage to pay for it. In deciding whom to approve for a mortgage, lenders generally hold to the same standards involving credit scores, income and debt.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  December 17, 2019
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  Student Loan RefinancingHow do I refinance my graduate student loans?

  As student loans have mounted in the last decade, refinancing of those loans has become a hot topic. Most students refinance their loans through a private lender, paying off loans that may be from either a private or federal lender.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  December 16, 2019
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  Mortgage RefinanceHow do I refinance my home?

  The refinancing of your home is the replacement of your existing home loan with a new loan. The most common reason to refinance is to take advantage of a significant drop in interest rates that has taken place since the original mortgage was taken out.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  December 13, 2019
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  Student Loan RefinancingHow do I refinance my private student loans?

  The most common reason to refinance a student loan is to get better terms, especially a lower interest rate.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  December 12, 2019
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  Home EquityHECM vs. HELOC: which should you choose?

  Homeowners often need to borrow against their home equity, often to pay major expenses such as home repairs, medical bills or their children’s education.

  

  Hannah Friedman, Sr. Content Manager  article author

  December 10, 2019
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  Mortgage RefinanceShould I refinance my mortgage?

  As markets change, interest rates move up and down. When rates are moving down, people may be inclined to refinance higher-interest loans, replacing them with new loans at a lower rate and with a new lower monthly payment.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  December 3, 2019