Figure Out My Debt: A retiree lives above their means landing $44k in debt

Welcome to Figure Out, a series spotlighting real Figure customers and the meaningful ways they've utilized their home equity.

Kim (not their real name) retired but didn’t adjust spending habits to a fixed-income life. Day-to-day and travel expenses piled up into $44,000 of credit card debt. To regain control, Kim used a Figure HELOC for credit card debt relief — paying it off and transitioning to a life free from credit card stress.