Latest blog posts about Tools And Guides

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  Tools And Guides How do I qualify for a mortgage?

  Most people don’t have the cash to buy a house outright, so they must take out a mortgage to pay for it. In deciding whom to approve for a mortgage, lenders generally hold to the same standards involving credit scores, income and debt.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  December 17, 2019
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  Mortgage Refinance How do I refinance my home?

  The refinancing of your home is the replacement of your existing home loan with a new loan. The most common reason to refinance is to take advantage of a significant drop in interest rates that has taken place since the original mortgage was taken out.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  December 13, 2019
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  Tools And Guides How do I refinance my medical student loans?

  The first step in refinancing a medical student loan is to ensure it’s the right move for you. Remember that you will lose the advantages of forgiveness and income-based payments when you refinance a federal loan through a private lender4. If you have a mixture of federal and private loans, you may want to consider refinancing only the private loans.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  November 13, 2019
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  Tools And Guides What is private mortgage insurance?

  Like other types of mortgage insurance, private mortgage insurance (PMI) protects the lender in the event the borrower stops making payments on the loan.

  

  Hannah Friedman, Sr. Content Manager  article author

  November 12, 2019
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  Tools And Guides How long does mortgage underwriting take?

  The mortgage underwriting process can be complicated for first-time home buyers. Knowing more about underwriting can help make the home purchase process easier and less mysterious. Here's what you need to know.

  

  Hannah Friedman, Sr. Content Manager  article author

  November 7, 2019
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  Tools And Guides Which bank is best for refinancing?

  To maximize your chances of getting approved, it's important to explore all options for refinancing, which can include looking at non-traditional lenders.

  

  Figure Technology Solutions, Inc. Editorial Team  article author

  November 5, 2019
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  Tools And Guides What is mortgage hazard insurance?

  If you're a first-time homebuyer and the mortgage process is new to you, you probably are not familiar with the term "mortgage hazard insurance."

  

  Hannah Friedman, Sr. Content Manager  article author

  November 4, 2019