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A home equity line of credit, or HELOC, is a great financial tool available for home improvements due to low-interest flexible borrowing, flexible repayment, and potential tax deductions. It can be used for landscaping projects, kitchen remodels, new additions, roofs, HVAC, bathroom remodels, and more.

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  • 100% online application

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  • Online video notary & support

    Benefit from easy online notary services available in most locations, and expert support. We've got you covered.

  • Funding in as few as 5 days2navigates to numbered disclaimer

    Borrow up to $400,0005navigates to numbered disclaimer with a one-time origination fee.6navigates to numbered disclaimer

  • Online video notary & support

    Benefit from easy online notary services available in most locations, and expert support. We've got you covered.

Compare HELOC vs. Cash-Out Refinance

Compare a Figure Home Equity line versus a Cash-Out Refinance to see how much you could save.5navigates to numbered disclaimer From attics to basements, and everything in between.

Figure HELOCCash-Out Refinance
Fixed rateYesYes
Shorter termsYesNo
No Closing CostsYesNo
No Out-of-Pocket CostsYesNo
Ability to RedrawYesNo
Fast Access to CashYesNo
No Out-of-Pocket CostsYesNo

What can I use a home equity line of credit for?

A HELOC can be used for many different purposes such as:

Home improvement

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